Indian Government Schemes pdf 2015,2016 – Indian govt yojana

Indian Government Schemes pdf 2015,2016 – Indian govt yojana . Here We are providing you the List of all Schemes , programmes and Projects which are launched by Indian government . This is One the Important Topic for Any Competitive Exam.

So Here We are providing you Full List of Schemes and Their Important highlights .

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Indian Government Schemes pdf


Indian Government Schemes pdf 2015,2016 – Indian govt yojana

Indian Government Schemes pdf 2015,2016 -Download India Yearbook 2016 PDF Released By Govt Of India

Indian Government Schemes pdf 2015,2016 – Indian govt yojana

Category of schemeScheme Name

Pro Poor

  • Pradhan mantri Jan Dhan Yojana (World’s largest Financial Inclusion programme)
  • Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram
  • Deen Dayal Upadhyaya Antyodaya Yojana
  • Mission Housing for all
  • Micro Units Development and Refinance Agency Bank (MUDRA Bank)
  • Pradhan mantri Ujjawala yojana

Pro Youth

  • My Gov Online Platform
  • Digital India
  • Make In India
  • Deen Dayal Upadhyaya Grameen Kaushal Yojana
  • National Policy for Skill Development and Entrepreneurship
  • National Sports Talent Search Scheme
  • Swachh Vidyalaya Abhiyan
  • Padhe Bharat Badhe Bharat
  • Pandit Madan Mohan Malviya National Mission on Teachers and Teacher Training
  • Rashtriya Avishkar Abhiyan

Pro Farmer

  • Enhanced Compensation for distressed Farmers due to crop damage
  • Deen Dayal Upadhyaya Gram Jyoti Yojana
  • Soil Health Card Scheme
  • Pradhan Mantri Krishi Sinchai Yojana
  • Jan Suraksha Schemes (PMJJBY, PMBSY, APY)
  • Rashtriya Gokul Mission

Pro Women

  • Beti Bachao, Beti Padhao Abhiyaan
  • Sukanya Samriddhi Account
  • Himmat App
  • PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme
  • Swachh Bharat Mission
  • Gold Monetisation Scheme

Pro Senior Citizen

  • Pradhan Mantri Suraksha Bima Yojana
  • Pradhan Mantri Jeevan Jyoti Bima Yojana
  • Atal Pension Yojana

Pro Development

  • The National Institution for Transforming India (NITI AAYOG)
  • Make In India
  • Digital India
  • Smart City Programme
  • The National Urban Development Mission
  • Deen Dayal Upadhyaya Gram Jyoti Yojana
  • Pragati Platform
  • Mission Housing for all
  • Pradhan Mantri Ujjawala yojana

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Top Schemes And Programmes Launched By Narendra Modi Government

Indian Government Schemes pdf 2015,2016 – Indian govt yojana

SNGovt SchemesDetails

Make in India

  • It was Launched on 25th September 2014
  • To make India a manufacturing hub.
  • Make in India is an initiative of the Government of India to encourage multinational, as well as domestic, companies to manufacture their products in India.
  • The major objective behind the initiative is to focus on job creation and skill enhancement in twenty-five sectors of the economy

Digital India

  • Launched on 1st July 2015
  • To transform India’s economy
  • Digital India has three core components.

These include:

  • The creation of digital infrastructure
  • Delivering services digitally
  • Digital literacy

Indian Government Schemes pdf


Skill India

Indian Government Schemes pdf 2015,2016

  •  Launched on 15th July 2015)
  • To create jobs for youth of the Country
  • Skill Development in Youth
  • Making Skill available to All Youth of India

Smart Cities

  • Launched on 29th April 2015
  • In first Government of india Will Develop 100 Smart cities in India
  • Under this Scheme Cities from all States Are Selected

Unearthen Black Money

  •  Bill Passed on 14th May 2015
  • Disclosing Black Money
  • Punishment for The Black Money holders

Namami Gange

  •  Namami Gange Project or Namami Ganga Yojana is an ambitious Union Government Project which integrates the efforts to clean and protect the Ganga river in a comprehensive manner.
  • It its maiden budget, the government announced Rs. 2037 Crore towards this mission.
  • The project is officially known as Integrated Ganga Conservation Mission project or ‘Namami Ganga Yojana’.
  • This project aims at Ganga Rejuvenation by combining the existing ongoing efforts and planning under it to create a concrete action plan for future.

Swachh Bharat Abhiyan

  • Launched on 2nd October 2014)
  • To have clean India by 2nd October 2019
  • Eliminate open defecation by constructing toilets for households, communities
  • Eradicate manual scavenging
  • Introduce modern and scientific municipal solid waste management practices
  • Enable private sector participation in the sanitation sector
  • Change people’s attitudes to sanitation and create awareness

Swadesh Darshan

  •  Integrated Development of Theme Based Buddhist tourist circuit –Indian Government Schemes pdf 2015,2016

Under Swadesh Darshan, the following five circuits have been identified for development:-

  • North East Circuit
  • Buddhist Circuit
  • Himalayan Circuit
  • Coastal Circuit
  • Krishna Circuit

Indian Government Schemes pdf 2015,2016 – Indian govt yojana


Sukanya Samridhi Account

  •  Launched on 22nd January 2015
  • The scheme was launched by Prime Minister Narendra Modi on 22 January 2015 as a part of the Beti Bachao, Beti Padhao campaign.
  • The scheme currently provides an interest rate of 9.2% and tax benefits.
  • The account can be opened at any India Post office or a branch of some authorised commercial banks

Bal swachta mission

  •  Launched on 14th November 2014)
  • Awareness about the cleanliness of the children
  • Bal Swachhta Mission Was Launched on 14 November 2014 on The Birth Anniversary of Late Pandit Jawahar Lal Nehru .
  • On this Day We celebrate – National Bal Diwas

The six main themes chosen for the Bal Swachhta Mission are,

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  • Clean school and anganwadis
  • To Clean surroundings like playgrounds
  • Clean self (personal hygiene/ child health)
  • Clean food
  • To Clean drinking water
  • Clean toilets.

Pradhan Mantri Jan Dhan Yojana

Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  • Launched on 28th August 2014 )

Pradhan Mantri Suraksha Bima Yojana

  • Launched on 9th May 2015
  • Eligibility: Available to people in age group 18 to 70 years with bank account.
  • Premium: Rs.12 per annum.
  • Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
  • Risk Coverage: For accidental death and full disability – Rs.2 Lakh and for partial disability – Rs.1 Lakh.
  • Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1 of June in order to join the scheme. Name of nominee to be given in the form.

Beti Bachao Beti Padhao Yojana

Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  • It was Launched on 22nd January 2015
  • Main aim -To generate awareness of welfare service meants for girl child and women.( Full Article Available – Govt Schemes Category On

Atal Pension Scheme

  • Atal Pension yojana was Launched on 9th May 2015
  • It was Launched for unorganised sector ‘s workers( Full Article Available – Govt Schemes Category On

HRIDAY (National Heritage City Development and Augmentation Yojana) scheme

This scheme is focused on preserving and revitalising the unique character of heritage cities in India

12 cities have been identified by the Ministry of Urban Development in the first phase:

  1. Amaravati(Andhra Pradesh);
  2. Gaya (Bihar);
  3. Dwarka (Gujarat),
  4. Badami(Karnataka);
  5. Puri (Odisha),
  6. Amritsar (Punjab);
  7. Ajmer(Rajasthan);
  8. Kanchipuram (Tamil Nadu);
  9. Vellankani(Tamil Nadu);
  10. Warangal (Telangana);
  11. Varanasi (Uttar Pradesh); and
  12. Mathura (Uttar Pradesh).

HRIDAY aims to bring together the following elements:

  • Urban Planning
  • Economic Growth
  • Heritage Conservation

Focus of HRIDAY is on:

  • Cleanliness
  • Livelihood
  • Skills
  • Safety
  • Security
  • Accessibility

( Full Article Available – Govt Schemes Category On


Pradhan Mantri Jeevan Jyoti Bima Yojana

  • It was Launched on 9th May 2015 Life insurance scheme by Government
  • Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.
  • Premium: Rs.330 per annum. It will be auto debited in one instalment.
  • Payment Mode: The payment of premium will be directly auto-debited by the bank from the subscribers account.
  • Risk Coverage: Rs.2 Lakh in case of death for any reason. Terms of Risk
  • Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing, in which case his account will be auto-debited every year by the bank.
  • Who will implement this Scheme?: The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose.

MUDRA Bank Yojana

  • It was Launched on 8th April 2015 Main objective is to provide loan to small businesses( Full Article Available – Govt Schemes Category On

Krishi Amdani Bima Yojana

  • To give an impetus to the dying agricultural practice
  • There is 14 crore hectares of agricultural land in India, of which only 44 per cent in under irrigation
  • Pradhan Mantri Gram Sinchai Yojana would be introduced so that more agricultural land is irrigated.
  • Talking about the plight of small and marginal farmers he said that most of them were leaving the agricultural practice because of the uncertainty over the produce and returns.
  • Krishi Amdani Beema Yojana so that the farmers don’t bear any financial burden if their produce gets destroyed due to unexpected weather or for any other reason

Pradhan Mantri Gram Sinchai Yojana

  • To provide water to all field in the Country.

Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) has been formulated amalgamating ongoing schemes viz.

  1. Accelerated Irrigation Benefit Programme (AIBP) of Ministry of Water Resources,
  2. River Development & Ganga Rejuvenation;
  3. Integrated Watershed Management Programme (IWMP) of Department of Land Resources;
  4. On Farm Water Management (OFWM) component of National Mission on Sustainable Agriculture (NMSA) of Department of Agriculture and Cooperation.

Pradhan Mantri Sansad Adarsh Gram Yojana

The Saansad Adarsh Gram Yojana was launched last week, for the development of model villages.  Under the Yojana, Members of Parliament (MPs) will be responsible for developing the socio-economic and physical infrastructure of three villages each by 2019, and a total of eight villages each by 2024.

The first Adarsh Gram must be developed by 2016, and two more by 2019.  From 2019 to 2024, five more Adarsh Grams must be developed by each MP, one each year.  This implies that a total of 6,433 Adarsh Grams, of the 2,65,000 gram panchayats, will be created by 2024. Key features of the Yojana are outlined below.


Key objectives of the Yojana include:

  1. The development of model villages, called Adarsh Grams, through the implementation of existing schemes, and certain new initiatives to be designed for the local context, which may vary from village to village.
  2. Creating models of local development which can be replicated in other villages.

Identification of villages

  • MPs can select any gram panchayat, other than their own village or that of their spouse, to be developed as an Adarsh Gram.  The village must have a population of 3000-5000 people if it is located in the plains, or 1000-3000 people if located in hilly areas.
  • Lok Sabha MPs can choose a village from their constituency, and Rajya Sabha MPs from the state from which they are elected.
  • Nominated members can choose a village from any district of the country.  MPs which represent urban constituencies can identify a village from a neighbouring rural constituency.


No new funds have been allocated for the Yojana.  Resources may be raised through:

  1. Funds from existing schemes, such as the Indira Awas Yojana, Pradhan Mantri Gram Sadak Yojana, Mahatma Gandhi National Rural Employment Guarantee Scheme, and Backward Regions Grant Fund, etc.,
  2. The Member of Parliament Local Area Development Scheme (MPLADS),
  3. The gram panchayat’s own revenue,
  4. Central and State Finance Commission Grants, and
  5. Corporate Social Responsibility funds.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana

  •  According to Census 2011, India has 55 million potential workers between the ages of 15 and 35 years in rural areas.
  • At the same time, the world is expected to face a shortage of 57 million workers by 2020.
  • This presents a historic opportunity for India to transform its demographic surplus into a demographic dividend.
  • The Ministry of Rural Development implements DDU-GKY to drive this national agenda for inclusive growth, by developing skills and productive capacity of the rural youth from poor families.

Features of Deen Dayal Upadhyaya Grameen Kaushalya Yojana

  1. Enable Poor and Marginalized to Access Benefits
  2. Inclusive Program Design – Mandatory coverage of socially disadvantaged groups (SC/ST 50%; Minority 15%; Women 33%)
  3. Shifting Emphasis from Training to Career Progression – Pioneers in providing incentives for job retention, career progression and foreign placements
  4. Greater Support for Placed Candidates – Post-placement support, migration support and alumni network
  5. Proactive Approach to Build Placement Partnerships – Guaranteed Placement for at least 75% trained candidates
  6. Enhancing the Capacity of Implementation Partners – Nurturing new training service providers and developing their skills

Regional Focus

  1. Greater emphasis on projects for poor rural youth in Jammu and Kashmir (HIMAYAT),
  2. the North-East region and 27 Left-Wing Extremist (LWE) districts (ROSHINI)

Deendayal Upadhyaya Gram Jyoti Yojana

The Prime Minister Shri Narendra Modi will be launching Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) on 25th July 2015 in Patna. The DDUGJY is one of the flagship programmes of the Ministry of Power and will facilitate 24×7 supply of power.

Benefits from the scheme

  1. All villages and households shall be electrified
  2. Increase in agriculture yield
  3. Business of Small and household enterprises shall grow resulting into new avenues for employment
  4. Improvement in Health, Education, Banking (ATM) services
  5. Improvement in accessibility to radio, telephone, television, internet and mobile etc
  6. Betterment in social security due to availability of electricity
  7. Accessibility of electricity to schools, panchayats, hospitals and police stations etc
  8. Rural areas shall get increased opportunities for comprehensive development

Mahatma Gandhi Pravasi Suraksha Yojana

  • Mahatma Gandhi Pravasi Suraksha Yojana is a special social security scheme which includes Pension and Life Insurance, introduced by Ministry of Overseas Indian Affairs for the overseas Indian workers in possession of Emigration Check Required (ECR) passports.

It is a voluntary scheme designed to help workers to meet their three financial needs:

  • saving for retirement,
  • saving for their return and resettlement, and providing free life insurance offering coverage for death from natural causes.

Mission Indradhanush 

  • Mission Indradhanush was launched by the Ministry of Health and Family Welfare, Government of India on December 25, 2014.
  • The Mission Indradhanush, depicting seven colours of the rainbow, aims to cover all those children by 2020 who are either unvaccinated, or are partially vaccinated against seven vaccine preventable diseases

which include -Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  1. diphtheria
  2. whooping cough
  3. tetanus
  4. polio
  5. tuberculosis
  6. measles
  7. hepatitis B.

Soil Health Card Scheme

  • Soil Health Card Scheme is a scheme launched by the Government of India in February 2015.
  • Under the scheme, the government plans to issue soil cards to farmers
  • which will carry crop-wise recommendations of nutrients and fertilisers required for the individual farms to help farmers to improve productivity through judicious use of inputs.
  • All soil samples are to be tested in various soil testing labs across the country.
  • Thereafter the experts will analyse the strength and weaknesses (micro-nutrients deficiency) of the soil and suggest measures to deal with it.
  • The result and suggestion will be displayed in the cards.
  • The government plans to issue the cards to 14 crore farmers

Rani Laxmi Bai Pension scheme

For victims of Muzazafar nagar riot

Udaan Scheme

The Cabinet Committee on Economic Affairs, chaired by Prime Minister Narendra Modi, has given its approval for extension of time period of the “Special Industry Initiative for J&K” (SII J&K) Udaan scheme till 2019-20. Initially, the time period of Udaan was up to 2015-16.

  • Udaan provides exposure to the youth of Jammu and Kashmir to the best of corporate India and corporate India to the rich talent pool available in the State.
  • So far, 67 leading corporates have partnered with National Skill Development Corporation (NSDC) under Udaan with a commitment to train youth from the state covering Organized Retail, Banking, Financial Services, IT, ITES, Infrastructure, Hospitality etc.
  • More than 19,000 candidates have been selected, more than 15,000 have joined training, out of them, 8700 candidates have completed training and 6,838 have been offered jobs.
  • It is expected that the target of the scheme, to train and enhance employability of 40,000 graduates, post graduates and three year engineering diploma holders, will be achieved by 2019-20.

Shyama Prasad Mukherji Rurban Mission

  • The Mission aims at development of rural growth clusters which have latent potential for growth, in all States and UTs, which would trigger overall development in the region.
  • These clusters would be developed by provisioning of economic activities, developing skills & local entrepreneurship and providing infrastructure amenities.
  • The Rurban Mission will thus develop a cluster of Smart Villages.

Pandit Deendayal Upadhyay Shramev Jayate Karyakram

  •  The Pandit Deendayal Upadhyay Shramev Jayate Karyakram was launched in October 2014 by Government of India.
  • Objective of this scheme is to create conducive environment for industrial development and doing business with ease and also expanding government support to impart skill training for workers.

Kisan Vikas Patra

  1. Kisan Vikas Patra is a saving certificate scheme which was first launched in 1988 by India Post.
  2. It was successful in the early months but afterwards the Government of India set up a committee under supervision of Shayamla Gopinath which gave its recommendation to the Government that KVP could be misused.
  3. Hence the Government of India decided to close this scheme and KVP was closed in 2011 and the new government relaunched it in 2014.

Kisan Vikas Patra can be purchased by :

  • An adult in his own name, or on behalf of a minor
  • A Trust
  • Two adults jointly


  •  The scheme was launched by Prime Minister Narendra Modi in June 2015 with the focus of the urban renewal projects is to establish infrastructure that could ensure adequate robust sewerage networks and water supply for urban transformation.
  • Rajasthan was the first state in the country to submit State Annual Action Plan under Atal Mission for Rejuvenation and Urban Transformation (AMRUT).


 Pilgrimage Rejuvenation and Spirituality Augmentation Drive/PRASAD: Features

• 12 cities have been included under the PRASAD scheme:

  1. Amaravati (Andhra Pradesh),
  2. Gaya(Bihar),
  3. Dwaraka(Gujarat),
  4. Amritsar(Punjab),
  5. Ajmer(Rajasthan),
  6. Kanchipuram(Tamil Nadu),
  7. Vellankani(Tamil Nadu),
  8. Puri(Odisha),
  9. Varanasi(Uttar Prasesh),
  10. Mathura(Uttar Pradesh),
  11. Kedarnath (Uttarakhand) and
  12. Kamakhya (Assam)

A Mission Directorate has been established to implement the PRASAD scheme in the Ministry of Tourism

  • Budget provision of INR 15.60 crore has been made in Revised Estimates 2014-2015
  • PRASAD scheme aims to create spiritual centres for tourism development within the nation

Pradhan Mantri Fasal Bima Yojana

  •  Provide comprehensive insurance coverage against crop loss on account of non-preventable natural risks, thus helping in stabilising the income of the farmers and encourage them for adoption of innovative practices.

Atal Innovation Mission and SETU In NITI AAYOG

 The Union Cabinet chaired by the Prime Minister Shri Narendra Modi has given its approval for establishment of Atal Innovation Mission (AIM) and Self Employment and Talent Utilisation (SETU) in NITI Aayog with appropriate manpower.

Establishment of AIM and AIM Directorate would result in implementation of Mission activities in a focussed manner. This would be a focal point for innovation and entrepreneurship in the country.

The details are as follows:-Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  1. The Mission would be guided by a Mission High Level Committee (MHLC) which will take all decisions relating to approval of requisite guidelines including Grand Challenge areas, prize money and implementation of various elements of AIM and SETU.
  2. NITI Aayog will hire Mission Director and other appropriate manpower.
  3. The headquarter of the Mission will be New Delhi.

National RU URBAN Mission

  1. This Is The Latest Scheme Launched By PM Narendra Modi
  2. National RU URBAN Mission Was Launched In Chhattisgarh
  3. The mission also dubbed as Shyama Prasad Mukherjee Rurban mission (SPMRM) aims to spur social, economic and infrastructure development in rural areas by developing a cluster of 300 Smart Villages over the next 3 years

Pradhan mantri Fasal Bima yojana

  • The Union Cabinet has approved Pradhan Mantri Fasal Bima Yojana, a new crop insurance scheme to boost farming sector in the country.
  • It is farmers’ welfare scheme that aims to reduce the premium burden on farmers and ensure early settlement of crop assurance claim for the full insured sum.

Stand up India scheme

  • The Stand up India Scheme is being launched to promote entrepreneurship among people from schedule caste/schedule tribe and woman who will be provided loans starting from Rs 10 lakhs to Rs 100 lakhs.
  • Composite loan between Rs 10 lakh and upto Rs 1 crore will be provided to entrepreneurs for setting up new enterprise.
  • Debit Card (RuPay) for withdrawal of working capital.

Gram Uday Se Bharat Uday Abhiyan

  • The ‘Gram Uday Se Bharat Uday Abhiyan’ began on April 14 from Mhow in Madhya Pradesh, on the occasion of 125th birth anniversary of Dr. B.R. Ambedkar.
  • Gram Uday Se Bharat Uday Abhiyan aims to Improve rural livelihoods and promote rural development Strengthen the Panchayati Raj across the country Increase ‘social harmony’ Create Awareness – information regarding agriculture schemes will be shared Foster farmers’ progress

Key Facts:Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  • Bhimrao Ambedkar’s 125th Birth Anniversary on 14th April 2016
  • Panchayati Raj Day on 24th April 2016
  • Mhow, Madhya Pradesh is Dr. Ambedkar’s birthplace.

Highest proportion of Dalits among Indian States

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  • 1st – Punjab (32 per cent)
  • 2nd – Uttar Pradesh (21 per cent) Dalits constitute 16 per cent of India’s population.

Pradhan Mantri ujjawala yojana

  • Pradhan Mantri Ujjwala Yojana Is is a Scheme for Providing Free LPG connections to Women from BPL Households.
  • Under the scheme, Rs 8000 crore has been earmarked for providing five crore LPG connections to BPL households.
  • The Scheme provides a financial support of Rs 1600 for each LPG connection to the BPL households.
  • The identification of eligible BPL families will be made in consultation with the State Governments and the Union Territories.
  • This Scheme would be implemented over three years, namely, the FY 2016-17, 2017-18 and 2018-19.

This is the first time in the history of the country that the Ministry of Petroleum and Natural Gas would implement a welfare scheme benefitting crores of women belonging to the poorest households.


DBT Scheme for Kerosene from April 1, 2016

  • The government will unveil Direct Benefit Transfer (DBT) scheme for kerosene from 1st April 2016, where the users will buy the cooking fuel at market rate but will get financial support directly in their bank accounts.
  • The scheme will be implemented in selected 26 districts of 8 states.
  • In this regard, states be given cash incentive of 75% of subsidy savings during the first two years, 50% in the third year and 25% in the fourth year.

Eight States

  • Chhattisgarh, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh,Maharashtra, Punjab and Rajasthan

Indian Government Schemes pdf 2015,2016 – Indian govt yojana


Ganga Gram Yojana launched

  • The Union Minister of Water Resources, River Development and Ganga Rejuvenation Uma Bharti launched Ganga Gram Yojana at Village Puth in Hapur district of Uttar Pradesh (UP).
  • Under the scheme, 1600 villages of UP situated along the banks of river Ganga will be developed.

Highlights of the Ganga Gram Yojana

  • In the first phase of the programme, 200 villages have been selected initially.
  • In these villages, open drains falling into river Ganga will be diverted and alternative arrangements for sewage treatment will be made.
  • The villages will have toilets in every house hold.
  • It is proposed to incur the expenditure of 1 crore rupees on every village.

SEEMA DARSHAN an initiative by the Ministry of Human Resource Development

  • SEEMA DARSHAN an initiative to provide an opportunity for the children to experience the border environment and to encourage patriotism and nationalism among the students.
  • It aims to provide the students the experience of the current security environment in the border areas

“Start up India, Stand up India”

  • Prime Minister  launched the “Stand up India scheme” and a Web portal for the scheme on 05th April, 2016 at Sector 62, NOIDA.
  • The “Stand up India Scheme” is being launched now to promote entrepreneurship among Scheduled Caste/Schedule Tribe and Women for loans in the range of Rs. 10 Lakhs to Rs. 100 Lakhs.
  • The Scheme is expected to benefit large number of such entrepreneurs, as it is intended to facilitate at least two such projects per bank branch (Scheduled Commercial Bank) on an average one for each category of entrepreneur.

The broad features of the scheme are as under:- Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  • Composite loan between Rs. 10 lakh and upto Rs.100 lakh, inclusive of working capital component for setting up any new enterprise.
  • Debit Card (RuPay) for drawal of working capital.
  • Credit history of borrower to be developed.
  • Refinance window through Small Industries Development Bank of India (SIDBI) with an initial amount of Rs.10,000 crore.
  • Creation of a corpus of Rs. 5,000 crore for credit guarantee through NCGTC.
  • Handholding support for borrowers with comprehensive support for pre loan training needs, facilitating loan, factoring, marketing etc.
  • Web Portal for online registration and support services.

Pradhan Mantri Awaas Yojana


Swadhar Grah Scheme

  • The Swadhar scheme was launched by the Union Ministry of Women and Child Development in 2002 for rehabilitation of women in difficult circumstances.
  • The scheme provides shelter, food, clothing and care to the marginalized women/girls who are in need.
  • The beneficiaries include widows deserted by their families and relatives, women prisoners released from jail and without family support, women survivors of natural disasters, women victims of terrorist/extremist violence etc.
  • The implementing agencies are mainly NGOs.


  • A new programme called SATYAM-“Science and Technology of Yoga and Meditation” has been launched to strengthen research in the areas of yoga and meditation.
  • An objective of SATYAM is to harness knowledge obtained in academic institutions and other related agencies for finding Science & Technology -led solutions that would enable us to cope with stress and strain associated with fast changing social, economic, environmental and professional circumstances.
  • Cutting-edge research under SATYAM will seek to identify various issues and challenges related to human well-being and address them.

The programme will encourage research in two major thematic areas:

  1. Investigations on the effect of Yoga and meditation on physical and mental health,
  2. Investigations on the effect of Yoga & meditation on the body, brain and mind in terms of basic processes occurring therein.


SNGovt Schemes Details 

“Mission Parivar Vikas”

Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  • Shri J P Nadda, Minister of Health and Family Welfare going to launch “Mission Parivar Vikas” in 145 districts for intensive and improved family planning services.
  • Aim: To reach the replacement level fertility goals of 2.1 by 2025
  • 7 states are Uttar Pradesh, Bihar, Rajasthan, Madhya Pradesh, Chhattisgarh, Jharkhand and Assam

Centre Renames Restructred Indira Awaas Yojana As PMAY

Indian Government Schemes pdf 2015,2016 – Indian govt yojana

  • The rural housing scheme Indira Awaas Yojana (IAY), started by former Prime Minister Rajiv Gandhi, has been restructured and renamed as Pradhan Mantri Awaas Yojana(PMAY), which would be launched next month.
  • The IAY would be included by the PMAY.
  • Under the new scheme, the government was aiming to construct one crore houses by 2019.

Govt. has adopted comprehensive and integrated coastal security scheme

  • Government has adopted a comprehensive and integrated coastal security scheme to strengthen the country’s coastal network, was stated by Union Home Minister Rajnath Singh after commissioning Coast Guard ship ‘Sarathi’ in Goa in the presence of Defence Minister Manohar Parrikar.
  • The government has started the process of security audit to identify vulnerable areas in the seas and along the coastline.Maritime terrorism continues to be a security threat as we have a long coastline with many big cities and security installations